Risk Insurance
 The financial loss that can arise in the event of a death, disability or illness should never be underestimated.
It doesn't matter if it is the major breadwinner or another person in the family, because in the event of a death, the other persons' role may change drastically.
For example, total and permanent disability (TPD) is available as an optional benefit on a term life or trauma policy. The benefit is a lump sum paid if you are totally and permanently disabled. You must be disabled to such an extent that you are unlikely to ever engage in your own occupation, or any occupation to which you are suited by your training and experience.
Essentially, risk insurance covers:
The most important reason to buy risk insurance is to protect you and your family by making sure that they have enough money if something should happen to you.
For more information on Risk Insurance, or any of our financial services, you can ring us on (02) 9680-0131. Alternatively, you can book a FREE Consultation, by using our Online Enquiry Form.
All risk insurance services and advice is offered by authorised representatives
of Professional Investment Services Pty Ltd (ASFL: 234951 and ABN: 11
074 608 558) |
