Non-Conforming Loans

“A non-conforming loan is a loan that is available to people who do not fit with the mainstream lender or bank”

Do you need a loan but you do not meet the stringent lending criteria of the banks and financial institutions? Maybe you have a bad credit rating, are unemployed or self employed, perhaps you have lots of debt or the bank is about to foreclose on your mortgage? Well, may be a non-conforming loan is the loan for you.

A non-conforming loan is the loan for you, if you:

1. Have a bad credit rating due to defaults or judgements.
2. Have recently been self-employed and do not have any financials.
3. Have credit cards and personal loans wanting to be consolidated.
4. Currently working part-time or casually.
5. Do not have any savings.
6. Have been rejected by the banks.
7. Are a discharged bankrupt or current bankrupt.
8. Are in arrears with your mortgage or personal loans.
9. Have a bad lending history.
10. Are a pensioner or dependent on Centrelink income.

Citywest Accountants can help you with finance if you have real estate as security. We are accredited with most of the leading non-conforming lenders in Australia, and can negotiate very attractive interest rates for non-conforming loans.

We can offer both short and long-term non-conforming loans. A short term loan is perfect if you have a poor credit rating and need some time to improve it. Once your credit rating has improved, we can help you to rollover to a lower interest rate loan.

For more information on our Non-Conforming Loans, or any of our financial services, you can ring us on (02) 9680-0131. Alternatively, you can book a FREE Consultation, by using our Online Enquiry Form.